Monday, November 25, 2013

LOTTERY - Credit Union Lotteries

"Save to Win:  A lottery where you can't lose" PBS Newshour 11/23/2013

Excerpt

SUMMARY:  Credit unions in four states offer a lottery that gives savers the chance to win small monthly prizes or a yearly grand prize -- even if you don't win you get to keep the money you put in, plus interest.  Supporters of this approach say it appeals to low and moderate income households; who have a harder time building assets.

ANNOUNCER:  “Tonight’s Mega millions jackpot is an estimated annuitized $149,000,000…”

KARLA MURTHY:  it’s a moment that millions of Americans wait for each week.

ANNOUNCER:  “Tonight’s Mega millions jackpot is an estimated annuitized $149,000,000…”

KARLA MURTHY:  It’s a moment that millions of Americans wait for each week.

It’s something called a prize-linked savings account.

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